When it comes to safeguarding your vehicle against unexpected incidents, Oriental Car Insurance stands out as one of the most reliable and trusted options in India. With a variety of flexible plans, extensive add-ons, and seamless customer support, Oriental Car Insurance offered through Quickinsure simplifies the entire process for policyholders. Whether you’re purchasing a new policy or planning for a car insurance renewal oriental, understanding your options can help you make smarter choices while staying protected on the road.
What is Oriental Car Insurance?
Oriental Car Insurance is a product offered by the Oriental Insurance Company, a government-owned general insurance company. It provides comprehensive and third-party insurance policies designed to cover vehicle damage, third-party liabilities, and add-on protections. Available for both personal and commercial vehicles, Oriental Car Insurance is tailored to meet the diverse needs of Indian drivers.
Quickinsure acts as an efficient platform that helps you compare different plans, evaluate premium costs, and choose the right Oriental Car Insurance policy quickly and effortlessly.
Key Features of Oriental Car Insurance
Oriental Car Insurance policies are packed with features that provide maximum protection and flexibility. Some key highlights include:
1. Wide Range of Coverage
From natural calamities like floods and earthquakes to man-made damages such as theft and vandalism, the policy covers it all. Even damage during transit by rail, road, or air is included.
2. Third-Party Liability Cover
This essential feature protects the policyholder from legal liabilities arising out of damage to third-party property or bodily injury.
3. Personal Accident Cover
Oriental Car Insurance includes a personal accident cover of up to ₹15 lakhs for the owner-driver. Additional coverage can also be purchased for passengers and paid drivers.
4. Network Garages for Cashless Repairs
Oriental has a broad network of garages across India, allowing policyholders to avail of cashless repairs without upfront payment.
5. Affordable Premiums
Compared to many private insurers, Oriental offers competitive pricing along with options to customize the plan with useful add-ons.
Benefits of Buying Oriental Car Insurance via Quickinsure
Quickinsure makes it incredibly convenient to find, compare, and buy the best car insurance policy. Here’s why purchasing Oriental Car Insurance through Quickinsure is a smart move:
Ease of Comparison
Quickinsure’s digital interface allows you to view multiple policy options from Oriental and compare them with other providers in real-time.
Instant Policy Issuance
Once you’ve selected your preferred plan, the policy is instantly issued online, eliminating lengthy paperwork and waiting periods.
Transparent Premium Breakdown
Quickinsure ensures that you see a detailed breakup of your premium, including applicable discounts, taxes, and add-on prices, which helps avoid surprises later.
Expert Assistance
Confused about IDV or zero depreciation cover? Quickinsure’s team of insurance experts is just a call away to clarify your doubts and guide you in real-time.
Types of Oriental Car Insurance Policies
Oriental offers different types of car insurance based on your specific needs:
1. Comprehensive Car Insurance
This plan provides complete protection, covering both third-party liabilities and own-damage to the vehicle.
2. Third-Party Liability Only Policy
Mandated by law, this covers only damages or injuries caused to a third party but does not cover your vehicle’s damages.
3. Standalone Own-Damage Policy
If you already have a third-party cover, you can purchase this plan to protect your own vehicle against various risks.
Add-Ons Available with Oriental Car Insurance
You can enhance your Oriental Car Insurance policy with the following add-ons:
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Zero Depreciation Cover – Get full claim without depreciation deduction.
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Roadside Assistance – For emergency help like flat tires or engine failure.
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Engine Protection Cover – Especially useful in flood-prone areas.
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NCB Protection – Retain your No Claim Bonus even after one claim.
Claim Process Made Simple
Filing a claim with Oriental Car Insurance is straightforward and efficient:
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Inform the Insurer – Report the incident via Quickinsure or Oriental’s helpline.
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Document Submission – Submit all required documents like FIR (if applicable), driving license, policy copy, etc.
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Inspection & Approval – A surveyor will assess the damage.
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Cashless Repair – Get your car repaired at a network garage.
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Reimbursement (if applicable) – For non-network garages, the amount is reimbursed upon verification.
Tips for Hassle-Free Car Insurance Renewal
Renewing your Oriental Car Insurance policy on time is crucial to avoid policy lapse. Here are some quick tips:
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Use platforms like Quickinsure for timely reminders.
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Evaluate your current coverage and update IDV if required.
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Consider removing or adding relevant add-ons.
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Keep your documents ready for a seamless process.
Why Choose Oriental Car Insurance?
With decades of experience in the insurance sector and a robust claim settlement ratio, Oriental Insurance is a name that instills trust. Whether you’re buying a new vehicle or renewing an old policy, their products offer the right mix of affordability, reliability, and comprehensive coverage.
Moreover, with Quickinsure by your side, the process becomes even more transparent and user-friendly. You get expert guidance, faster policy issuance, and access to all the information you need to make informed decisions.
Conclusion
Choosing the right car insurance is as important as owning a vehicle. Oriental Car Insurance, available through Quickinsure, offers peace of mind and practical benefits at every stage—from purchase to claim settlement. Whether you’re looking for robust protection, hassle-free renewals, or quick claim support, Oriental’s plans are designed to meet your needs efficiently.
