In the United Arab Emirates, many employees receive their salaries through prepaid or payroll cards provided by banks. One of the most popular options is the FAB (First Abu Dhabi Bank) Ratibi Card, which makes salary payments simple, secure, and efficient. If you receive your salary through this card, you might often wonder how to check your salary or account balance. This article explains in detail everything you need to know about the FAB Card Salary Check UAE, including methods, features, benefits, and helpful tips for smooth banking.

Introduction to FAB (First Abu Dhabi Bank)

First Abu Dhabi Bank, commonly known as FAB, is one of the largest and most trusted banks in the UAE. It was formed after the merger of two major banks — First Gulf Bank (FGB) and National Bank of Abu Dhabi (NBAD). FAB provides a wide range of banking services including savings accounts, credit cards, loans, and corporate banking. Among its many services, FAB also offers salary cards, especially designed for employees who do not have a traditional bank account but still need a secure way to receive their salaries.

What is FAB Ratibi Salary Card

The FAB Ratibi Card is a prepaid salary card that allows employers to pay their workers directly through the Wage Protection System (WPS). It was introduced to help laborers, workers, and low-income employees access their salaries safely and conveniently without needing a bank account. With the FAB Ratibi Card, employees can withdraw cash, check their balance, and shop online or in stores where Mastercard or Visa is accepted. The card is widely used by both small and large companies in the UAE for efficient payroll management.

Key Features of FAB Salary Card

The FAB salary card comes with several features that make it useful and secure for employees. It is WPS compliant, meaning it follows UAE government rules for salary transfer and worker protection. The card does not require a minimum balance, which makes it perfect for workers with limited income. You can use it at ATMs for withdrawals, check balances online, and make purchases both online and offline. Additionally, the card offers 24/7 customer support, multi-language assistance, and SMS alerts for transactions. These features make the FAB salary card a complete financial solution for thousands of employees across the UAE.

Importance of Salary Checking in UAE

Checking your salary regularly is very important for managing your finances. By knowing when your salary is credited, you can plan your monthly expenses, pay bills on time, and track your savings. The FAB Card Salary Check option ensures transparency between employers and employees by letting workers see their salary details instantly. Moreover, regular checking helps you confirm that your salary has been transferred correctly and detect any issues early on.

How to Do FAB Card Salary Check in UAE

There are several ways to check your FAB card salary balance in the UAE. Depending on your card type and convenience, you can choose any of the following methods:

Check Salary Through FAB Online Portal

FAB offers an official online portal where cardholders can easily check their salary or account balance. Here’s how to do it:

  • Visit the official FAB salary card balance check website (https://ppc.bankfab.com).

  • Enter your card number in the required field.

  • Enter the last two digits of your card number for verification.

  • Click on “Go” or “Submit”.
    After a few seconds, your account balance will be displayed on the screen. This method is the fastest and most popular for checking your salary online. It does not require login credentials or passwords, making it easy for all users.

Check Salary via FAB Mobile App

For smartphone users, FAB offers a dedicated mobile banking app available for both Android and iOS. You can download the FAB Mobile App from Google Play or the Apple App Store. Once installed, register your details, and you can access your salary transactions anytime. The app allows you to check your current balance, view transaction history, and receive notifications when your salary is credited. The interface is user-friendly and available in both English and Arabic.

Salary Check Using ATMs

Another convenient way to check your salary is by using any FAB ATM or even other UAE ATMs that accept your card. Simply insert your FAB salary card, select “Balance Inquiry” from the options, and your current balance will appear on the screen. You can also print a receipt if needed. This is a good option for people who prefer physical verification or who do not have internet access.

SMS Alerts and Notifications

FAB offers SMS banking services to keep users updated about their salary transactions. When your employer transfers your salary, you receive an SMS alert confirming the amount and date. You can also check your balance by sending a specific SMS command if this service is activated on your card. To ensure you receive these alerts, your mobile number must be registered with FAB.

FAB Customer Care Support

If you face issues with your salary card or want to check your balance through assistance, you can contact FAB Customer Support. The toll-free number inside UAE is 600 52 5500. The support team is available 24/7 and can help you with salary details, balance inquiries, card activation, or replacement. For more complex issues, you can visit any FAB branch across the UAE.

Benefits of Using FAB Salary Card

There are many benefits to using a FAB salary card. The first and most important is convenience. Employees don’t need to visit banks or open accounts; salaries are automatically credited each month. The card can be used for shopping, bill payments, or withdrawing cash. It also ensures security because the money is stored digitally, and only the cardholder can access it with a PIN. Another benefit is no maintenance fees or minimum balance requirements. This makes it affordable for everyone. Additionally, FAB salary cards allow easy online balance checking, quick transactions, and reliable customer service.

How to Activate FAB Salary Card

When you receive your FAB Ratibi Card for the first time, you must activate it before using it. Activation can be done easily:

  • Visit any FAB ATM and insert your card.

  • Choose your language preference.

  • Set a new 4-digit PIN code.

  • Once the PIN is created, your card is activated instantly.
    After activation, you can start using the card for withdrawals, purchases, and balance checks.

How to Reset or Change FAB Salary Card PIN

If you forget your card PIN, you can reset it quickly. Simply visit any FAB ATM, select “Change PIN,” and follow the instructions. You can also contact FAB customer service for guidance. Keeping your PIN secure is very important; never share it with anyone to protect your funds.

FAB Salary Card Fees and Charges

The FAB salary card is mostly free for employees. There are no fees for activation, balance checking, or monthly maintenance. However, a small charge may apply for services like replacement cards or withdrawals from non-FAB ATMs. It’s always a good idea to check with the bank for the latest fee details to avoid surprises.

Common Issues and Solutions

Sometimes, cardholders face minor issues while checking their salary or using their card. Here are a few common ones:

  • Salary not credited: Contact your employer first to confirm payment. If confirmed, reach out to FAB support.

  • Card blocked: This usually happens after multiple wrong PIN attempts. Visit a FAB ATM or branch to unblock.

  • Portal not working: Try refreshing the FAB online page or check your internet connection.

  • Wrong mobile number: Update your registered number by visiting a FAB branch.
    Most issues are easy to solve with help from FAB customer service or a nearby branch.

Security Tips for FAB Card Users

To protect your salary and personal data, follow these safety tips:

  • Never share your PIN or card number with anyone.

  • Avoid using public Wi-Fi when checking your salary online.

  • Keep your card in a safe place and report it immediately if lost.

  • Regularly monitor your transactions to spot any suspicious activity.

  • Always use the official FAB website or app for salary checks.
    Following these tips ensures your salary remains safe and your financial information stays private.

Advantages of FAB Card for Employers

FAB salary cards also benefit employers. The Wage Protection System (WPS) makes salary disbursement fast, secure, and compliant with UAE labor laws. Employers can pay salaries digitally without dealing with cash. It saves time, reduces errors, and helps maintain transparent records. FAB provides easy online portals where companies can upload salary data and manage multiple employees efficiently.

Why FAB Salary Card is Trusted in the UAE

FAB is known for its reliability, transparency, and advanced banking services. The Ratibi salary card system supports millions of employees across the UAE. It’s approved by the Ministry of Human Resources and Emiratisation (MOHRE), which means it follows all legal and security standards. The card’s widespread acceptance, user-friendly features, and responsive customer service make it one of the most trusted salary cards in the country.

Future of Digital Salary Systems in the UAE

With the rise of digital banking, prepaid salary cards like FAB Ratibi are becoming even more advanced. Soon, users can expect features such as instant salary notifications, mobile wallets, and digital payments directly through the card. FAB continues to innovate by integrating smart banking solutions that make financial management easier for everyone.

Conclusion

The FAB Card Salary Check UAE service provides an easy, quick, and safe way for employees to manage their finance and salaries. Whether you use the online portal, mobile app, or ATM, checking your salary is simple and accessible anytime. The FAB salary card not only ensures security and convenience but also empowers workers to handle their personal Finance independently. With features like free balance checks, WPS compliance, and wide acceptance, the FAB salary card stands as a reliable financial partner for thousands of employees in the UAE. For those seeking a smart, secure, and efficient way to receive and monitor their earnings, the FAB Card Salary Check UAE is the perfect finance solution.

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